/* ==========================================================================
   DUECK HEALTH STRATEGIES — Design System
   Southern Utah luxury × modern financial institution × understated cinematic.
   Palette: warm near-black, charcoal, sandstone, desert cream, restrained
   copper/terracotta, muted sage. Editorial serif + modern sans + mono labels.
   No framework. Progressive enhancement. prefers-reduced-motion respected.
   ========================================================================== */

/* ----- Design tokens ----------------------------------------------------- */
:root {
  /* Neutrals — warm, desert-derived */
  --ink:        #17130D;   /* warm near-black (deep charcoal base)          */
  --charcoal:   #221D16;   /* elevated dark surface                          */
  --charcoal-2: #2E2820;   /* card on dark                                   */
  --stone-line: #3A332A;   /* hairline on dark                              */

  --paper:      #FBF7EF;   /* primary light background (desert cream)       */
  --cream:      #F4ECDD;   /* secondary warm surface                        */
  --sand:       #E7DAC4;   /* tertiary sand surface / borders               */
  --sand-line:  #DCCDB2;   /* hairline on light                             */

  /* Text */
  --text:       #241F17;   /* body on light                                 */
  --muted:      #6A6154;   /* secondary text on light                       */
  --text-dark:  #F4ECDD;   /* body on dark                                  */
  --muted-dark: #B9AC97;   /* secondary text on dark                        */

  /* Accents — restrained copper / terracotta + sage */
  --copper:     #B4613A;   /* primary accent                                */
  --copper-2:   #C87C4E;   /* lighter copper (hover / gradients)            */
  --copper-3:   #E4A277;   /* copper tint on dark                           */
  --terra:      #A24E30;   /* deeper terracotta                             */
  --sage:       #78846A;   /* muted sage                                    */
  --sage-2:     #9AA48C;

  /* Functional */
  --focus:      #C87C4E;
  --ok:         #5F7355;
  --err:        #B4613A;

  /* Type */
  --serif: "Fraunces", "Iowan Old Style", Georgia, "Times New Roman", serif;
  --sans:  "Archivo", system-ui, -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  --mono:  "IBM Plex Mono", ui-monospace, "SF Mono", Menlo, Consolas, monospace;

  /* Rhythm */
  --wrap: 1200px;
  --wrap-narrow: 800px;
  --gutter: clamp(20px, 5vw, 56px);
  --section-y: clamp(72px, 10vw, 132px);
  --radius: 4px;
  --radius-lg: 10px;

  /* Motion */
  --ease: cubic-bezier(.22, 1, .36, 1);
  --ease-out: cubic-bezier(.16, 1, .3, 1);
  --dur: .6s;

  --shadow-sm: 0 1px 2px rgba(23,19,13,.06), 0 2px 8px rgba(23,19,13,.05);
  --shadow-md: 0 10px 30px -12px rgba(23,19,13,.22);
  --shadow-lg: 0 30px 70px -30px rgba(23,19,13,.35);
}

/* ----- Reset / base ------------------------------------------------------ */
*, *::before, *::after { box-sizing: border-box; }
html {
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
  scroll-padding-top: 90px;
}
body {
  margin: 0;
  font-family: var(--sans);
  font-size: clamp(16px, 1.05vw + 12px, 18px);
  line-height: 1.62;
  color: var(--text);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}
img, svg, video { display: block; max-width: 100%; height: auto; }
img { background: var(--cream); }
a { color: inherit; text-decoration: none; }
button { font: inherit; color: inherit; cursor: pointer; border: 0; background: none; }
ul, ol { margin: 0; padding: 0; }
h1, h2, h3, h4 { margin: 0; font-weight: 500; line-height: 1.08; letter-spacing: -.01em; }
p { margin: 0; }
:focus-visible {
  outline: 2px solid var(--focus);
  outline-offset: 3px;
  border-radius: 2px;
}
::selection { background: var(--copper); color: #fff; }

/* ----- Layout helpers ---------------------------------------------------- */
.wrap { width: 100%; max-width: var(--wrap); margin-inline: auto; padding-inline: var(--gutter); }
.narrow { max-width: var(--wrap-narrow); }
.section { padding-block: var(--section-y); }
.section-sm { padding-block: clamp(48px, 7vw, 84px); }
.center { text-align: center; }
.mx-auto { margin-inline: auto; }
main { display: block; }

/* ----- Typography scale -------------------------------------------------- */
.display {
  font-family: var(--serif);
  font-weight: 340;
  font-size: clamp(2.6rem, 6.2vw, 5rem);
  line-height: 1.02;
  letter-spacing: -.02em;
}
.h1 {
  font-family: var(--serif);
  font-weight: 360;
  font-size: clamp(2.2rem, 4.6vw, 3.6rem);
  line-height: 1.05;
  letter-spacing: -.02em;
}
.h2 {
  font-family: var(--serif);
  font-weight: 380;
  font-size: clamp(1.7rem, 3.2vw, 2.6rem);
  line-height: 1.1;
  letter-spacing: -.015em;
}
.h3 {
  font-family: var(--serif);
  font-weight: 420;
  font-size: clamp(1.28rem, 2vw, 1.6rem);
  line-height: 1.18;
}
.serif { font-family: var(--serif); }
.lead {
  font-size: clamp(1.1rem, 1.4vw, 1.32rem);
  line-height: 1.55;
  color: var(--muted);
  font-weight: 400;
}
.prose p + p { margin-top: 1.05em; }
.prose p, .prose li { color: var(--text); }
.muted { color: var(--muted); }
.italic-serif { font-family: var(--serif); font-style: italic; font-weight: 380; }
em, .em { color: var(--copper); font-style: normal; }

/* Eyebrow / kicker — mono, tracked, with contour tick */
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: .6em;
  font-family: var(--mono);
  font-size: .72rem;
  letter-spacing: .22em;
  text-transform: uppercase;
  color: var(--copper);
  font-weight: 500;
  margin-bottom: 1.1rem;
}
.eyebrow::before {
  content: "";
  width: 26px; height: 1px;
  background: currentColor;
  opacity: .6;
}
.eyebrow.on-dark { color: var(--copper-3); }

/* ----- Buttons ----------------------------------------------------------- */
.btn {
  --_bg: var(--ink);
  --_fg: var(--paper);
  position: relative;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: .55em;
  padding: .95em 1.5em;
  font-family: var(--sans);
  font-size: .96rem;
  font-weight: 600;
  letter-spacing: .005em;
  color: var(--_fg);
  background: var(--_bg);
  border-radius: var(--radius);
  border: 1px solid transparent;
  transition: transform .35s var(--ease), box-shadow .35s var(--ease), background .35s var(--ease), color .35s var(--ease), border-color .35s var(--ease);
  will-change: transform;
  overflow: hidden;
  isolation: isolate;
}
.btn svg { width: 1.05em; height: 1.05em; transition: transform .4s var(--ease); }
.btn:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); }
.btn:active { transform: translateY(0); }
.btn .arrow { transition: transform .4s var(--ease); }
.btn:hover .arrow { transform: translateX(4px); }

.btn-copper { --_bg: var(--copper); --_fg: #fff; }
.btn-copper::before {
  content: ""; position: absolute; inset: 0; z-index: -1;
  background: linear-gradient(120deg, var(--terra), var(--copper-2));
  opacity: 0; transition: opacity .4s var(--ease);
}
.btn-copper:hover::before { opacity: 1; }

.btn-ink { --_bg: var(--ink); --_fg: var(--paper); }
.btn-ink:hover { background: var(--charcoal); }

.btn-ghost {
  --_bg: transparent; --_fg: var(--text);
  border-color: var(--sand-line);
}
.btn-ghost:hover { border-color: var(--ink); background: transparent; }
.btn-ghost.on-dark { --_fg: var(--text-dark); border-color: rgba(244,236,221,.28); }
.btn-ghost.on-dark:hover { border-color: var(--copper-3); background: rgba(244,236,221,.04); }

.btn-lg { padding: 1.05em 1.8em; font-size: 1.02rem; }

/* Text link with animated underline */
.text-link {
  color: var(--copper);
  font-weight: 600;
  position: relative;
  display: inline-flex;
  align-items: center;
  gap: .4em;
  padding-bottom: 2px;
  background-image: linear-gradient(currentColor, currentColor);
  background-size: 0% 1.5px;
  background-position: 0 100%;
  background-repeat: no-repeat;
  transition: background-size .4s var(--ease);
}
.text-link:hover { background-size: 100% 1.5px; }
.text-link .arrow { transition: transform .4s var(--ease); }
.text-link:hover .arrow { transform: translateX(3px); }

/* ----- Surfaces ---------------------------------------------------------- */
.on-dark-section {
  background: var(--ink);
  color: var(--text-dark);
}
.on-dark-section .lead, .on-dark-section .muted { color: var(--muted-dark); }
.on-cream { background: var(--cream); }
.on-sand { background: var(--sand); }

.rule { height: 1px; background: var(--sand-line); border: 0; margin: 0; }
.rule.on-dark { background: var(--stone-line); }

/* ==========================================================================
   NAVIGATION
   ========================================================================== */
.site-nav {
  position: fixed;
  inset: 0 0 auto 0;
  z-index: 100;
  transition: background .4s var(--ease), backdrop-filter .4s var(--ease), box-shadow .4s var(--ease), border-color .4s var(--ease);
  border-bottom: 1px solid transparent;
}
.site-nav.scrolled {
  background: rgba(251,247,239,.82);
  backdrop-filter: saturate(160%) blur(14px);
  -webkit-backdrop-filter: saturate(160%) blur(14px);
  border-bottom-color: var(--sand-line);
}
/* Dark-hero pages start with light nav text, flip on scroll */
.site-nav.on-hero:not(.scrolled) { color: var(--text-dark); }
.site-nav.on-hero:not(.scrolled) .brand-text b { color: var(--paper); }
.site-nav.on-hero:not(.scrolled) .brand-text span { color: var(--muted-dark); }
.site-nav.on-hero:not(.scrolled) .nav-links a { color: var(--text-dark); }
.site-nav.on-hero:not(.scrolled) #menu-btn { color: var(--text-dark); border-color: rgba(244,236,221,.3); }

.nav-inner {
  max-width: var(--wrap);
  margin-inline: auto;
  padding: 14px var(--gutter);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}
.brand { display: inline-flex; align-items: center; gap: 12px; }
.brand .mark { width: 40px; height: 40px; flex: none; }
.brand-text { display: flex; flex-direction: column; line-height: 1.1; }
.brand-text b {
  font-family: var(--serif);
  font-weight: 480;
  font-size: 1.12rem;
  letter-spacing: -.01em;
  color: var(--ink);
  transition: color .3s var(--ease);
}
.brand-text span {
  font-family: var(--mono);
  font-size: .58rem;
  letter-spacing: .24em;
  text-transform: uppercase;
  color: var(--muted);
  transition: color .3s var(--ease);
}
.nav-links {
  display: flex;
  align-items: center;
  gap: clamp(18px, 2.4vw, 34px);
  list-style: none;
}
.nav-links > li > a {
  font-size: .95rem;
  font-weight: 500;
  color: var(--text);
  position: relative;
  padding: 6px 0;
  transition: color .3s var(--ease);
}
.nav-links > li > a::after {
  content: ""; position: absolute; left: 0; bottom: 0;
  width: 100%; height: 1.5px; background: var(--copper);
  transform: scaleX(0); transform-origin: right;
  transition: transform .4s var(--ease);
}
.nav-links > li > a:hover::after,
.nav-links > li > a[aria-current="page"]::after { transform: scaleX(1); transform-origin: left; }
.nav-links > li > a[aria-current="page"] { color: var(--copper); }
.nav-cta { margin-left: 6px; }

#menu-btn {
  display: none;
  font-family: var(--mono);
  font-size: .72rem;
  letter-spacing: .18em;
  text-transform: uppercase;
  padding: 9px 14px;
  border: 1px solid var(--sand-line);
  border-radius: var(--radius);
  color: var(--text);
}

/* Scroll progress bar */
#progress {
  position: fixed; top: 0; left: 0; height: 2px; width: 0;
  background: linear-gradient(90deg, var(--copper), var(--copper-2));
  z-index: 101;
  transition: width .1s linear;
}

/* ----- Mobile nav -------------------------------------------------------- */
@media (max-width: 900px) {
  #menu-btn { display: inline-block; z-index: 102; }
  .nav-links {
    position: fixed;
    inset: 0 0 0 auto;
    width: min(88vw, 380px);
    flex-direction: column;
    align-items: flex-start;
    justify-content: center;
    gap: 6px;
    padding: 96px var(--gutter) 40px;
    background: var(--ink);
    color: var(--text-dark);
    transform: translateX(100%);
    transition: transform .5s var(--ease);
    box-shadow: var(--shadow-lg);
    overflow-y: auto;
  }
  .nav-links.open { transform: translateX(0); }
  .nav-links > li { width: 100%; opacity: 0; transform: translateX(16px); }
  .nav-links.open > li { animation: navItemIn .5s var(--ease) forwards; }
  .nav-links.open > li:nth-child(1) { animation-delay: .08s; }
  .nav-links.open > li:nth-child(2) { animation-delay: .14s; }
  .nav-links.open > li:nth-child(3) { animation-delay: .20s; }
  .nav-links.open > li:nth-child(4) { animation-delay: .26s; }
  .nav-links.open > li:nth-child(5) { animation-delay: .32s; }
  .nav-links.open > li:nth-child(6) { animation-delay: .38s; }
  .nav-links > li > a {
    display: block; width: 100%;
    font-family: var(--serif); font-size: 1.5rem; font-weight: 400;
    color: var(--text-dark); padding: 12px 0;
    border-bottom: 1px solid var(--stone-line);
  }
  .nav-links > li > a::after { display: none; }
  .nav-links > li > a[aria-current="page"] { color: var(--copper-3); }
  .nav-links .nav-cta { margin: 18px 0 0; }
  .nav-links .nav-cta .btn { width: 100%; }
  body.menu-open { overflow: hidden; }
  .nav-scrim {
    position: fixed; inset: 0; z-index: 99;
    background: rgba(23,19,13,.5);
    opacity: 0; visibility: hidden;
    transition: opacity .4s var(--ease), visibility .4s;
    backdrop-filter: blur(2px);
  }
  .nav-scrim.show { opacity: 1; visibility: visible; }
}
@keyframes navItemIn { to { opacity: 1; transform: translateX(0); } }

/* ==========================================================================
   HERO
   ========================================================================== */
.hero {
  position: relative;
  background: var(--ink);
  color: var(--text-dark);
  overflow: hidden;
  padding-top: clamp(120px, 18vh, 200px);
  padding-bottom: clamp(80px, 12vh, 140px);
  isolation: isolate;
}
.hero-strata { position: absolute; inset: 0; z-index: -2; overflow: hidden; }
.hero-strata svg { position: absolute; width: 140%; height: 100%; left: -20%; top: 0; }
.hero::after { /* subtle warm vignette + noise-free gradient */
  content: ""; position: absolute; inset: 0; z-index: -1;
  background:
    radial-gradient(120% 90% at 78% 8%, rgba(200,124,78,.16), transparent 55%),
    radial-gradient(90% 70% at 0% 100%, rgba(120,132,106,.12), transparent 60%),
    linear-gradient(180deg, rgba(23,19,13,0) 40%, rgba(23,19,13,.5) 100%);
  pointer-events: none;
}
.hero-inner { position: relative; max-width: 880px; }
.hero .display { color: var(--paper); }
.hero .display .line { display: block; overflow: hidden; }
.hero .display .line > span { display: block; }
.hero-lead { margin-top: 1.4rem; max-width: 620px; color: var(--muted-dark); }
.hero-actions { margin-top: 2.2rem; display: flex; flex-wrap: wrap; gap: 14px; align-items: center; }

/* Local trust cue row */
.trust-row {
  margin-top: 2.6rem;
  display: flex; flex-wrap: wrap; gap: 10px 26px;
  align-items: center;
  font-family: var(--mono);
  font-size: .74rem;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--muted-dark);
}
.trust-row .dot { width: 5px; height: 5px; border-radius: 50%; background: var(--copper-3); display: inline-block; margin-right: .7em; vertical-align: middle; }

/* Coordinate tag */
.coords {
  display: inline-flex; align-items: center; gap: .6em;
  font-family: var(--mono); font-size: .72rem; letter-spacing: .16em;
  text-transform: uppercase; color: var(--copper-3);
}
.coords .blip {
  width: 7px; height: 7px; border-radius: 50%;
  background: var(--copper-2); position: relative;
}
.coords .blip::after {
  content: ""; position: absolute; inset: -4px; border-radius: 50%;
  border: 1px solid var(--copper-2); opacity: .5;
  animation: ping 2.6s var(--ease) infinite;
}
@keyframes ping { 0% { transform: scale(.7); opacity: .6; } 100% { transform: scale(1.8); opacity: 0; } }

/* Page hero (interior pages) — dark, shorter */
.page-hero {
  position: relative;
  background: var(--ink);
  color: var(--text-dark);
  overflow: hidden;
  padding-top: clamp(130px, 20vh, 200px);
  padding-bottom: clamp(56px, 8vh, 96px);
  isolation: isolate;
}
.page-hero::after {
  content: ""; position: absolute; inset: 0; z-index: -1;
  background:
    radial-gradient(100% 80% at 85% 0%, rgba(200,124,78,.14), transparent 55%),
    linear-gradient(180deg, rgba(23,19,13,0) 55%, rgba(23,19,13,.45) 100%);
}
.page-hero .h1 { color: var(--paper); max-width: 16ch; }
.page-hero .lead { margin-top: 1.2rem; max-width: 60ch; color: var(--muted-dark); }
.page-hero-actions { margin-top: 1.8rem; display: flex; flex-wrap: wrap; gap: 12px; }

/* Breadcrumb */
.breadcrumb {
  font-family: var(--mono); font-size: .72rem; letter-spacing: .1em;
  text-transform: uppercase; color: var(--muted-dark);
  display: flex; flex-wrap: wrap; gap: .5em; align-items: center;
  margin-bottom: 1.4rem;
}
.breadcrumb a { color: var(--muted-dark); transition: color .3s; }
.breadcrumb a:hover { color: var(--copper-3); }
.breadcrumb .sep { opacity: .5; }
.breadcrumb [aria-current] { color: var(--copper-3); }

/* ==========================================================================
   SECTION HEADERS
   ========================================================================== */
.section-head { max-width: 62ch; margin-bottom: clamp(36px, 5vw, 60px); }
.section-head.center { margin-inline: auto; }
.section-head .h2 + .lead { margin-top: 1.1rem; }

/* Two-column intro */
.split {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: clamp(32px, 6vw, 80px);
  align-items: start;
}
.split.center-v { align-items: center; }
@media (max-width: 820px) { .split { grid-template-columns: 1fr; gap: 34px; } }

/* ==========================================================================
   CARDS & FEATURE GRIDS
   ========================================================================== */
.grid { display: grid; gap: clamp(16px, 2vw, 24px); }
.grid-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.grid-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.grid-4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
@media (max-width: 900px) { .grid-3, .grid-4 { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 620px) { .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; } }

.card {
  position: relative;
  background: var(--paper);
  border: 1px solid var(--sand-line);
  border-radius: var(--radius-lg);
  padding: clamp(24px, 3vw, 34px);
  transition: transform .5s var(--ease), box-shadow .5s var(--ease), border-color .5s var(--ease);
  overflow: hidden;
}
.card::before {
  content: ""; position: absolute; left: 0; top: 0; bottom: 0; width: 3px;
  background: linear-gradient(var(--copper), var(--copper-2));
  transform: scaleY(0); transform-origin: top;
  transition: transform .5s var(--ease);
}
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); border-color: var(--sand); }
.card:hover::before { transform: scaleY(1); }
.card .card-num {
  font-family: var(--mono); font-size: .74rem; letter-spacing: .1em;
  color: var(--copper); margin-bottom: 1rem;
}
.card .h3 { margin-bottom: .6rem; }
.card p { color: var(--muted); font-size: .98rem; }
.card .card-link { margin-top: 1.2rem; display: inline-flex; }
.card.on-dark {
  background: var(--charcoal); border-color: var(--stone-line); color: var(--text-dark);
}
.card.on-dark p { color: var(--muted-dark); }

/* Icon chip */
.chip-icon {
  width: 46px; height: 46px; border-radius: 10px;
  display: grid; place-items: center;
  background: rgba(180,97,58,.1);
  color: var(--copper);
  margin-bottom: 1.1rem;
}
.chip-icon svg { width: 22px; height: 22px; }
.on-dark .chip-icon { background: rgba(228,162,119,.14); color: var(--copper-3); }

/* Feature list with contour bullets */
.feat-list { list-style: none; display: grid; gap: .85rem; }
.feat-list li {
  position: relative; padding-left: 1.9em;
  color: var(--text); line-height: 1.5;
}
.feat-list li::before {
  content: ""; position: absolute; left: 0; top: .55em;
  width: 12px; height: 12px;
  border: 1.5px solid var(--copper); border-radius: 3px;
  transform: rotate(45deg);
}
.feat-list li strong { font-weight: 600; }
.on-dark-section .feat-list li { color: var(--text-dark); }

/* Stat / counter band */
.stats {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: clamp(24px, 4vw, 48px);
}
@media (max-width: 720px) { .stats { grid-template-columns: 1fr; gap: 28px; text-align: left; } }
.stat .stat-num {
  font-family: var(--serif); font-weight: 340;
  font-size: clamp(2.4rem, 5vw, 3.6rem); line-height: 1;
  color: var(--copper);
  letter-spacing: -.02em;
}
.stat .stat-label { margin-top: .6rem; color: var(--muted); font-size: .96rem; }
.on-dark-section .stat .stat-num { color: var(--copper-3); }
.on-dark-section .stat .stat-label { color: var(--muted-dark); }

/* ==========================================================================
   EDITORIAL / STEP FLOW
   ========================================================================== */
.steps { counter-reset: step; display: grid; gap: 2px; }
.step {
  position: relative;
  display: grid;
  grid-template-columns: auto 1fr;
  gap: clamp(20px, 3vw, 40px);
  padding: clamp(24px, 3.4vw, 40px) 0;
  border-top: 1px solid var(--sand-line);
  align-items: start;
}
.step:last-child { border-bottom: 1px solid var(--sand-line); }
.step .step-idx {
  counter-increment: step;
  font-family: var(--mono); font-size: .8rem; letter-spacing: .1em;
  color: var(--copper); padding-top: .35em;
}
.step .step-idx::before { content: counter(step, decimal-leading-zero); }
.step .h3 { margin-bottom: .5rem; }
.step p { color: var(--muted); max-width: 62ch; }
.on-dark-section .step { border-color: var(--stone-line); }
.on-dark-section .step p { color: var(--muted-dark); }

/* ==========================================================================
   FAQ / ACCORDION
   ========================================================================== */
.faq { border-top: 1px solid var(--sand-line); }
.faq-item { border-bottom: 1px solid var(--sand-line); }
.faq-q {
  width: 100%; text-align: left;
  display: flex; align-items: center; justify-content: space-between; gap: 20px;
  padding: clamp(20px, 2.6vw, 28px) 0;
  font-family: var(--serif); font-size: clamp(1.1rem, 1.8vw, 1.35rem);
  font-weight: 420; color: var(--text);
  transition: color .3s var(--ease);
}
.faq-q:hover { color: var(--copper); }
.faq-icon { flex: none; width: 22px; height: 22px; position: relative; }
.faq-icon::before, .faq-icon::after {
  content: ""; position: absolute; background: var(--copper);
  top: 50%; left: 50%; transform: translate(-50%, -50%);
  transition: transform .4s var(--ease);
}
.faq-icon::before { width: 16px; height: 1.5px; }
.faq-icon::after { width: 1.5px; height: 16px; }
.faq-item[aria-expanded="true"] .faq-icon::after { transform: translate(-50%, -50%) scaleY(0); }
.faq-a {
  overflow: hidden;
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows .45s var(--ease);
}
.faq-a > div { min-height: 0; }
.faq-item[aria-expanded="true"] .faq-a { grid-template-rows: 1fr; }
.faq-a p { color: var(--muted); padding-bottom: clamp(20px, 2.6vw, 28px); max-width: 72ch; }
.faq-a p + p { padding-bottom: 0; margin-bottom: 1em; }

/* ==========================================================================
   CALLOUTS / PULL QUOTES / DISCLOSURES
   ========================================================================== */
.pullquote {
  font-family: var(--serif); font-weight: 340;
  font-size: clamp(1.5rem, 3.4vw, 2.4rem); line-height: 1.22;
  letter-spacing: -.015em;
  max-width: 22ch;
}
blockquote.pullquote { margin: 0; }
.pullquote .em { color: var(--copper); }

.callout {
  border: 1px solid var(--sand-line);
  border-left: 3px solid var(--copper);
  border-radius: var(--radius);
  background: var(--cream);
  padding: clamp(20px, 2.6vw, 30px);
}
.callout .h3 { margin-bottom: .5rem; }
.callout p { color: var(--muted); }
.on-dark-section .callout { background: var(--charcoal); border-color: var(--stone-line); border-left-color: var(--copper-2); }
.on-dark-section .callout p { color: var(--muted-dark); }

/* Disclosure / compliance note */
.disclosure {
  font-size: .86rem; line-height: 1.6; color: var(--muted);
  border-top: 1px solid var(--sand-line);
  padding-top: 1.4rem;
}
.disclosure strong { color: var(--text); font-weight: 600; }
.on-dark-section .disclosure { color: var(--muted-dark); border-color: var(--stone-line); }
.on-dark-section .disclosure strong { color: var(--text-dark); }

/* Guaranteed vs non-guaranteed table-ish comparison */
.compare {
  display: grid; grid-template-columns: 1fr 1fr; gap: 1px;
  background: var(--sand-line);
  border: 1px solid var(--sand-line);
  border-radius: var(--radius-lg);
  overflow: hidden;
}
@media (max-width: 620px) { .compare { grid-template-columns: 1fr; } }
.compare > div { background: var(--paper); padding: clamp(20px, 2.6vw, 30px); }
.compare .compare-head {
  font-family: var(--mono); font-size: .72rem; letter-spacing: .12em;
  text-transform: uppercase; margin-bottom: 1rem;
}
.compare .g { color: var(--sage); }
.compare .ng { color: var(--copper); }
.compare ul { list-style: none; display: grid; gap: .7rem; }
.compare li { padding-left: 1.4em; position: relative; font-size: .96rem; color: var(--muted); }
.compare li::before { content: "—"; position: absolute; left: 0; color: var(--sand); }

/* ==========================================================================
   CTA BAND
   ========================================================================== */
.cta-band {
  position: relative;
  background: var(--ink);
  color: var(--text-dark);
  overflow: hidden;
  isolation: isolate;
}
.cta-band::after {
  content: ""; position: absolute; inset: 0; z-index: -1;
  background:
    radial-gradient(80% 120% at 90% 0%, rgba(200,124,78,.18), transparent 55%),
    radial-gradient(70% 100% at 0% 100%, rgba(120,132,106,.1), transparent 60%);
}
.cta-band .contour-line { position: absolute; inset: 0; z-index: -1; opacity: .5; }
.cta-inner { max-width: 720px; }
.cta-band .h2 { color: var(--paper); }
.cta-band .lead { color: var(--muted-dark); margin-top: 1rem; }
.cta-actions { margin-top: 2rem; display: flex; flex-wrap: wrap; gap: 14px; }

/* ==========================================================================
   FORMS
   ========================================================================== */
.form-card {
  background: var(--paper);
  border: 1px solid var(--sand-line);
  border-radius: var(--radius-lg);
  padding: clamp(26px, 4vw, 48px);
  box-shadow: var(--shadow-sm);
}
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px 20px; }
@media (max-width: 620px) { .form-grid { grid-template-columns: 1fr; } }
.field { display: flex; flex-direction: column; gap: .5rem; }
.field.col-2 { grid-column: 1 / -1; }
.field label {
  font-size: .84rem; font-weight: 600; letter-spacing: .01em; color: var(--text);
}
.field .req { color: var(--copper); }
.field .hint { font-size: .78rem; color: var(--muted); font-weight: 400; }
.field input, .field select, .field textarea {
  font: inherit; font-size: .98rem;
  color: var(--text);
  background: var(--cream);
  border: 1px solid var(--sand-line);
  border-radius: var(--radius);
  padding: .8em .9em;
  transition: border-color .3s var(--ease), box-shadow .3s var(--ease), background .3s var(--ease);
  width: 100%;
}
.field textarea { min-height: 130px; resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none; border-color: var(--copper);
  box-shadow: 0 0 0 3px rgba(180,97,58,.14);
  background: var(--paper);
}
.field select { appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%236A6154' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right .9em center; padding-right: 2.4em; }
.consent { display: flex; gap: .7rem; align-items: flex-start; grid-column: 1 / -1; }
.consent input { width: 18px; height: 18px; margin-top: .2em; flex: none; accent-color: var(--copper); }
.consent label { font-size: .84rem; font-weight: 400; color: var(--muted); line-height: 1.5; }
.form-actions { grid-column: 1 / -1; display: flex; flex-wrap: wrap; gap: 14px; align-items: center; margin-top: 6px; }
.form-note { font-size: .82rem; color: var(--muted); }
/* Honeypot */
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }

/* Contact method radios */
.radio-row { display: flex; flex-wrap: wrap; gap: 10px; }
.radio-chip { position: relative; }
.radio-chip input { position: absolute; opacity: 0; width: 0; height: 0; }
.radio-chip label {
  display: inline-flex; align-items: center; gap: .5em;
  padding: .55em 1em; border: 1px solid var(--sand-line);
  border-radius: 999px; font-size: .9rem; font-weight: 500; color: var(--muted);
  cursor: pointer; transition: all .25s var(--ease);
}
.radio-chip input:checked + label { border-color: var(--copper); color: var(--copper); background: rgba(180,97,58,.06); }
.radio-chip input:focus-visible + label { outline: 2px solid var(--focus); outline-offset: 2px; }

/* ==========================================================================
   CONTACT META / INFO CARDS
   ========================================================================== */
.info-list { display: grid; gap: 22px; }
.info-item { display: flex; gap: 16px; align-items: flex-start; }
.info-item .chip-icon { margin-bottom: 0; flex: none; }
.info-item .h3 { font-size: 1.1rem; margin-bottom: .2rem; }
.info-item p, .info-item a { color: var(--muted); font-size: .96rem; }
.info-item a.text-link { color: var(--copper); }

/* ==========================================================================
   FOOTER
   ========================================================================== */
.site-footer {
  background: var(--ink);
  color: var(--muted-dark);
  padding-top: clamp(60px, 8vw, 96px);
  position: relative;
  overflow: hidden;
}
.site-footer .contour-line { position: absolute; inset: 0; opacity: .35; pointer-events: none; }
.footer-top {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1fr;
  gap: clamp(28px, 4vw, 56px);
  position: relative;
}
@media (max-width: 900px) { .footer-top { grid-template-columns: 1fr 1fr; gap: 40px 28px; } }
@media (max-width: 520px) { .footer-top { grid-template-columns: 1fr; } }
.footer-brand .brand .mark { width: 42px; height: 42px; }
.footer-brand .brand-text b { color: var(--paper); }
.footer-brand .brand-text span { color: var(--muted-dark); }
.footer-brand p { margin-top: 1.2rem; max-width: 38ch; color: var(--muted-dark); font-size: .95rem; }
.footer-contact { margin-top: 1.4rem; display: grid; gap: .5rem; }
.footer-contact a { color: var(--text-dark); font-weight: 500; transition: color .3s; display: inline-flex; align-items: center; gap: .5em; }
.footer-contact a:hover { color: var(--copper-3); }
.footer-contact .tbd { color: var(--muted-dark); font-style: italic; font-family: var(--serif); }
.footer-col h2 {
  font-family: var(--mono); font-size: .72rem; letter-spacing: .18em;
  text-transform: uppercase; color: var(--copper-3); font-weight: 500;
  margin-bottom: 1.2rem;
}
.footer-col ul { list-style: none; display: grid; gap: .7rem; }
.footer-col a { color: var(--muted-dark); font-size: .95rem; transition: color .3s var(--ease); }
.footer-col a:hover { color: var(--text-dark); }
.footer-area {
  margin-top: clamp(40px, 5vw, 60px);
  padding-top: 1.6rem;
  border-top: 1px solid var(--stone-line);
  font-family: var(--mono); font-size: .74rem; letter-spacing: .12em;
  text-transform: uppercase; color: var(--muted-dark);
}
.footer-area .em { color: var(--copper-3); }
.footer-bottom {
  margin-top: 1.6rem;
  padding: 1.6rem 0 2rem;
  border-top: 1px solid var(--stone-line);
  display: flex; flex-wrap: wrap; gap: 12px 28px; justify-content: space-between;
  font-size: .84rem; color: var(--muted-dark);
}
.footer-bottom a { color: var(--muted-dark); transition: color .3s; }
.footer-bottom a:hover { color: var(--text-dark); }
.footer-legal-links { display: flex; flex-wrap: wrap; gap: 18px; }
.footer-disclaimer {
  padding-bottom: 2.4rem;
  font-size: .78rem; line-height: 1.6; color: rgba(185,172,151,.7);
  max-width: 90ch;
}

/* ==========================================================================
   MOBILE STICKY CTA BAR
   ========================================================================== */
.mobile-bar {
  position: fixed; bottom: 0; left: 0; right: 0; z-index: 90;
  display: none;
  gap: 10px; padding: 10px 14px calc(10px + env(safe-area-inset-bottom));
  background: rgba(23,19,13,.9);
  backdrop-filter: blur(12px);
  border-top: 1px solid var(--stone-line);
}
.mobile-bar .btn { flex: 1; padding: .85em 1em; }
@media (max-width: 720px) {
  .mobile-bar { display: flex; }
  body.has-mobile-bar { padding-bottom: 72px; }
}

/* ==========================================================================
   SKIP LINK
   ========================================================================== */
.skip-link {
  position: absolute; left: 14px; top: -60px; z-index: 200;
  background: var(--ink); color: var(--paper);
  padding: 10px 16px; border-radius: var(--radius);
  font-size: .9rem; font-weight: 600;
  transition: top .3s var(--ease);
}
.skip-link:focus { top: 14px; }

/* ==========================================================================
   SCROLL REVEAL (progressive enhancement)
   Elements get .reveal; JS adds .is-in when visible. Without JS, visible.
   ========================================================================== */
.reveal {
  opacity: 0;
  transform: translateY(26px) scale(.985);
  transition: opacity .7s var(--ease-out), transform .8s var(--ease-out);
  will-change: opacity, transform;
}
.reveal.is-in { opacity: 1; transform: none; }
/* Clear will-change once settled (JS removes .reveal-settling hook after) */
.reveal.is-in { will-change: auto; }
.reveal-d1 { transition-delay: .08s; }
.reveal-d2 { transition-delay: .16s; }
.reveal-d3 { transition-delay: .24s; }
.reveal-d4 { transition-delay: .32s; }

/* Directional + scale variants (opt-in, transform/opacity only) */
.reveal-left  { transform: translateX(-28px); }
.reveal-right { transform: translateX(28px); }
.reveal-scale { transform: scale(.94); }
.reveal-left.is-in, .reveal-right.is-in, .reveal-scale.is-in { transform: none; }

/* Cards get a touch more "settle" — deeper lift + scale as they form in */
.card.reveal { transform: translateY(34px) scale(.97); }
.card.reveal.is-in { transform: none; }

/* Step rows cascade from a slight horizontal offset for editorial motion */
.step.reveal { transform: translateY(26px); }
.step.reveal.is-in { transform: none; }

/* Feature-list items rise individually for a crisp cascade */
.feat-list.stagger-list li {
  opacity: 0;
  transform: translateY(14px);
  transition: opacity .55s var(--ease-out), transform .55s var(--ease-out);
}
.feat-list.stagger-list.is-in li { opacity: 1; transform: none; }
/* Hero word reveal */
.hero .line > span { transform: translateY(100%); opacity: 0; transition: transform .9s var(--ease-out), opacity .9s var(--ease-out); }
.hero.ready .line > span { transform: none; opacity: 1; }
.hero.ready .line:nth-child(2) > span { transition-delay: .08s; }
.hero.ready .line:nth-child(3) > span { transition-delay: .16s; }
.hero .hero-lead, .hero .hero-actions, .hero .trust-row, .hero .coords { opacity: 0; transform: translateY(16px); transition: opacity .9s var(--ease-out), transform .9s var(--ease-out); }
.hero.ready .coords { opacity: 1; transform: none; transition-delay: .1s; }
.hero.ready .hero-lead { opacity: 1; transform: none; transition-delay: .3s; }
.hero.ready .hero-actions { opacity: 1; transform: none; transition-delay: .42s; }
.hero.ready .hero-actions.wide { }
.hero.ready .trust-row { opacity: 1; transform: none; transition-delay: .54s; }

/* Parallax hooks (transform only) */
[data-parallax] { will-change: transform; }

/* ==========================================================================
   NOSCRIPT / REDUCED MOTION
   ========================================================================== */
.no-js .reveal, .no-js .hero .line > span, .no-js .hero .hero-lead,
.no-js .hero .hero-actions, .no-js .hero .trust-row, .no-js .hero .coords,
.no-js .hero .hero-reassure {
  opacity: 1 !important; transform: none !important;
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: .001ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: .001ms !important;
    scroll-behavior: auto !important;
  }
  .reveal, .hero .line > span, .hero .hero-lead, .hero .hero-actions,
  .hero .trust-row, .hero .coords, .hero .hero-reassure { opacity: 1 !important; transform: none !important; }
  .coords .blip::after { display: none; }
}

/* ==========================================================================
   UTILITIES
   ========================================================================== */
.mt-0 { margin-top: 0; } .mt-1 { margin-top: .6rem; } .mt-2 { margin-top: 1.2rem; }
.mt-3 { margin-top: 1.8rem; } .mt-4 { margin-top: 2.4rem; } .mt-5 { margin-top: 3.2rem; }
.mb-0 { margin-bottom: 0; }
.maxw-60 { max-width: 60ch; } .maxw-70 { max-width: 70ch; }
.flow > * + * { margin-top: 1.1rem; }
.tag {
  display: inline-block; font-family: var(--mono); font-size: .7rem;
  letter-spacing: .12em; text-transform: uppercase;
  padding: .35em .7em; border: 1px solid var(--sand-line); border-radius: 999px;
  color: var(--muted);
}
.tag.copper { color: var(--copper); border-color: rgba(180,97,58,.35); background: rgba(180,97,58,.05); }
.visually-hidden {
  position: absolute !important; width: 1px; height: 1px;
  padding: 0; margin: -1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0;
}

/* ==========================================================================
   REVISION ADDITIONS
   ========================================================================== */

/* Hero reassurance — understated line beneath the CTAs (not a button) */
.hero-reassure {
  margin-top: 1.15rem;
  font-size: .92rem;
  color: var(--muted-dark);
  display: inline-flex;
  align-items: center;
  gap: .65em;
  letter-spacing: .005em;
}
.hero-reassure::before {
  content: ""; width: 6px; height: 6px; border-radius: 50%;
  background: var(--copper-3); flex: none;
}
.hero .hero-reassure {
  opacity: 0; transform: translateY(16px);
  transition: opacity .9s var(--ease-out), transform .9s var(--ease-out);
}
.hero.ready .hero-reassure { opacity: 1; transform: none; transition-delay: .48s; }

/* Emphasis statement band (life page protection statement) */
.emphasis-statement {
  font-family: var(--serif);
  font-weight: 340;
  font-size: clamp(1.5rem, 3.2vw, 2.35rem);
  line-height: 1.24;
  letter-spacing: -.015em;
  max-width: 26ch;
  margin-inline: auto;
}
.emphasis-statement .em { color: var(--copper); }
.on-dark-section .emphasis-statement { color: var(--paper); }
.on-dark-section .emphasis-statement .em { color: var(--copper-3); }

/* Editorial checklist — "Questions Kevin Helps You Answer" (not a table) */
.checklist {
  list-style: none;
  border-top: 1px solid var(--sand-line);
  max-width: 780px;
}
.checklist li {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: clamp(16px, 2vw, 22px);
  align-items: center;
  padding: clamp(18px, 2.6vw, 28px) 0;
  border-bottom: 1px solid var(--sand-line);
}
.checklist .qmark {
  width: 42px; height: 42px; flex: none;
  display: grid; place-items: center;
  border-radius: 50%;
  border: 1px solid var(--sand-line);
  background: rgba(180, 97, 58, .06);
  color: var(--copper);
  font-family: var(--serif);
  font-size: 1.25rem; line-height: 1;
}
.checklist p {
  font-family: var(--serif);
  font-weight: 420;
  font-size: clamp(1.08rem, 1.7vw, 1.32rem);
  line-height: 1.28;
  color: var(--text);
}
.on-dark-section .checklist,
.on-dark-section .checklist li { border-color: var(--stone-line); }
.on-dark-section .checklist .qmark { border-color: var(--stone-line); color: var(--copper-3); background: rgba(228,162,119,.1); }
.on-dark-section .checklist p { color: var(--text-dark); }

/* Contact reassurance callout near the form */
.form-reassure {
  border-left: 3px solid var(--copper);
  background: var(--cream);
  border-radius: var(--radius);
  padding: 14px 18px;
  color: var(--muted);
  font-size: .96rem;
  line-height: 1.5;
}
.form-reassure strong { color: var(--text); font-weight: 600; }